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To the editor:
Last week, a contributor to this page made a number of flawed assertions about homeowners’ rates characterized as “facts.”
Our primary catastrophic exposure in coastal North Carolina is the winds, rain, wave wash and floods (often an excluded peril) associated with tropical storms and hurricanes. Take little comfort if there has not been a significant weather event in years—it will occur. Local government, insurance companies and homeowners plan for that eventuality.
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