Rate increases are too much

To the editor: Were you born yesterday? No? Well, here is another question that probably is just as difficult to answer.

If the weather disasters that are anticipated by a commission recommending home insurance rate increases fail to materialize, will the insurance companies refund to you any premium increases?

Well, if you answered that question as you did the first, you just passed Politics As Usual 101! However, it is clear commission members and many of our legislators believe you should answer the first question with a “yes” and ignore the second.

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