Register comments for insurance rates

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To the editor:
On Oct. 1, the N.C. Department of Insurance received a homeowners’ insurance rate filing from the North Carolina Rate Bureau for an increase in Brunswick County of 30 percent, effective June 1, 2013.
In 2008, insurance companies were granted an increase for Brunswick County of 30 percent, effective May 2009.
Our rates are already two to three times higher than inland counties for the same perils (fire, theft, etc.) and coastal areas have separate wind and hail policies.
So why are our theft and fire rates so high? We have good police and fire departments. Our crime rates are low. This makes no sense.
North Carolina law now allows public comment. The filing is on the NCDOI’S website. Public comment will be from 9:30 a.m.-4 p.m. Oct. 17 in the Jim Long Hearing Room of the Dobbs Building, 430 North Salisbury St. in Raleigh, or write to: NCDOI, Attn: Bob Mack, Property & Casualty Division, 1201 Mail Service Center, Raleigh, NC 27699-1201 or email 2012homeowners@ncdoi.gov. The deadline for submitting written comments is Oct. 19.
After the public comment period, the filing will be reviewed by the NCDOI to see if any rate adjustments are warranted. If the two parties cannot agree on rate changes, the insurance commissioner will call for a public hearing in which both parties would present their cases for any rate adjustments. The insurance commissioner will make the final determination on rate increases. The insurance commissioner is an elected position. Support Mike Causey.
Rebecca Stevens
Ocean Isle Beach