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To the editor:
It concerns me that recent letter writers have so forgotten history they believe president Bush and Republicans are responsible for the financial crisis.
This mess began when President Carter decided low-income Americans had to own their own homes, but he should have stuck to Habitat for Humanity homes for them. Unfortunately, he convinced his Congress to enact the first Affirmative
Action Housing Law urging lenders to give loans to people who could not qualify to pay them.
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