Upset about insurance increase

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By Staff Brunswick Beacon

To the editor:

The increase in homeowner’s insurance in our area is a travesty and an injustice.

In 1961, my family built an oceanfront home on Ocean Isle Beach. For the past 47 years, the house has lost a few shingles, and we have not filed any claims.

From 1988 until 2006, my wife and I owned a house about 5 miles from the ocean in Brunswick County. It has never incurred storm damage.

On Sept. 22, 1989, Hurricane Hugo struck Charlotte where we were residing, resulting in massive damage. Raleigh was also hit hard by a hurricane several years ago. Our Charlotte house was also struck by lightning twice.

Since moving to Brunswick County in 1998, we have had no damage to our home from storms, yet retiring North Carolina Commissioner of Insurance Jim Long decided to raise our rates in this area by 30 percent after pondering the request for about two weeks.

In the past, he took several months to decide about increases and was much more sympathetic to homeowners. Why did he not let incoming Commissioner of Insurance Wayne Godwin make this decision?

This all looks very suspect and should have a bright, investigational spotlight shown on it. A local insurance agent said in this paper the committee that recommended this large increase is full of insurance company presidents and lobbyists. How is this fair?

To our elected politicians in the legislature and Attorney General Cooper: Please do something about this unfair increase in homeowners insurance. It is too much of a burden on people.

Mac Harrell