• Clarifying insurance changes

    To the editor:

    Last week, some of Mr. Garrison’s information concerning wind and hail insurance written with the NCIUA was confusing.

    I am an independent insurance agent and I do not promote one insurance carrier over another.

    First, House Bill 1305 did reduce contents coverage from 70-40 percent but that percentage is based on the dwelling value and not on the contents value. A standard homeowner’s policy includes contents valued at 70 percent of the dwelling value and prior to the 2009 Bill, the NCJUA policy followed suit.

  • Cartoon was a cheap shot

    To the editor: The editorial cartoon in the July 15 issue of the Beacon was a cheap shot at the Sunset Beach code enforcement people.

    I know firsthand they are all hardworking, caring employees who do a lot of good for the people who visit Sunset Beach. By enforcing codes, they are doing their jobs and trying to protect the beach.

    In your cartoon, you note the child can’t read. I would ask where are the parents? They are probably the same people who visit the beach and let their dogs run loose, bring glass containers and shoot off fireworks.

  • What happened to countywide recycling?

    To the editor: Why was a countywide recycling program put on hold?

    A Brunswick County brochure gives multiple reasons to recycle: saves natural resources, conserves energy, protects the environment, creates jobs, saves money and reduces need for space at the landfill.

    There was ample “evidence” why recycling is a good idea for Brunswick County. The supportive evidence is compelling. In the spring, it looked like the county was putting its money where its mouth is regarding recycling.

    Then why was a countywide recycling program put on hold?

  • Terminal groins are not the answer

    To the editor: I commend Mayor Debbie Smith’s efforts to help the Golds with erosion problems; however, what will she do for the Ocean Isle Beach homeowners who will experience down-drift erosion caused by terminal groins?

    What will she do for taxpayers who will pay for the negative impacts of groins?

  • Have you checked your insurance policy lately?

    To the editor: If you have wind and hail coverage on your home anywhere in coastal North Carolina, it’s not worth anywhere close to what you might think.

    House Bill 1305 was signed into law on Aug. 26, 2009 (it then became Session Law 2009-472), and it lowered your protection without lowering your premiums.

    Under your state-controlled wind and hail policy, the contents of your home are now covered at only 40 percent of value as opposed to 70 percent before the law. It is no longer at the actual cash value to replace them.

  • He is the way

    To the editor: The dictionary describes “grace” as “unmerited divine assistance given humans for their regeneration or sanctification, a virtue coming from God, a state of sanctification enjoyed through divine grace.”

    The Bible says we are saved by grace: “For by grace, you have been saved through faith, and that not of yourselves; it is the gift of God, not of works, lest anyone should boast.” Ephesians 2:8, 9.

  • Supports Patterson for N.C. House

    To the editor: There’s been a lot of attention on the November elections and the change they will most likely bring to Washington. Personally, I’d like to focus on our area and talk about a change in who represents us.

    Dewey Hill is seeking his 10th term for the N.C. House. In that time, unemployment in Columbus County has risen from 4.7 percent to a high of 14 percent in February of this year. He also continues to vote to raise spending and taxes, including voting to tax Internet purchases and downloads.

  • What were other commissioners’ opinions?

    To the editor: I find it interesting the only comments from the Carolina Shores closed session minutes printed  [in the Jeremy Cribb story] were from the town attorney and former commissioner Herman.

    Last year, all the anger of the situation seemed to be focused on then-commissioner Herman and commissioner DiStasio, the only women on the board.

    Doesn’t it require a majority of members to take action on anything?

  • Find better use of taxpayer money

    To the editor: Having once again failed to obtain grants to help fund a controversial land purchase for a park, some Sunset Beach officials want to dig deeper into the taxpayers’ pockets to the tune of $3.7 million and pay for it outright, even though the property is assessed at only $2.6 million and changes in flood-plain requirements have made it less desirable for development than it once was.

  • Coverage was biased

    To the editor: Once again in article on Jeremy Cribb’s plea, the Beacon proves it is best at slanting the news than reporting the facts.

    Out-of-context statements seem to be your reporter’s forte.

    The section of the article relating to closed minutes unsealed, which the Beacon made such an issue about at the actual time, reported little information to the reader as to what transpired.

    Five meetings of minutes and all she felt relevant were quotes from the town attorney and a former commissioner.