To the editor: I have had auto liability insurance for more than 50 years. I have not had an accident that cost them one penny.
Around 1960, they added uninsured motorists protection to my policy. In 1964, I asked how I could collect from uninsured insurance. They said I couldn’t. I have collision insurance so I will have to collect from it.
About 25 years ago, they put underinsured on my policy. I asked how I could collect from it. Again, they said I couldn’t.
Now I was paying for uninsured and underinsured and had no way to collect.